Cost of health care
We know that health costs are a concern for all of us. Even though you don’t pay those costs yourself, it may be helpful to understand them. Do you know that taking care of yourself can cost less than waiting until you are sick?
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Asthma
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Taking good care of your asthma means taking your controller medication daily.
Depending on your age and how bad your asthma is, you should be measuring your peak flows every day. You should take your controller medication daily and use your rescue inhaler as needed. You need to fill your prescriptions every month. Remember to see your doctor regularly and get your flu shot every year. This costs your health plan about $1,600 a year.
Going to the emergency room (ER) when you can’t catch your breath or are wheezing from asthma costs about $350 each visit. Being admitted to the hospital for asthma costs more than $6,510!
The cost of taking care of yourself:
12 months controller medication: $1,600
3 months rescue medication: $50
1 doctor visit: $70
$1,720 per year
The cost of each ER visit if you don’t take your controller medication:
Hospital Costs: $280
Doctor Costs: $70
$350 per ER visit
The cost of each hospital stay if you don’t take your controller medication and become very ill:
Hospital Costs: $2,100/day
Doctor Costs: $70/day
Average length of stay: 3 days or $6,510 per hospital stay
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Pregnancy
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Taking care of yourself when you are pregnant is important for you and your baby
You need to see your doctor and take your vitamins. Remember you should not smoke, take drugs or drink alcohol.
It helps to know the warning signs of early labor. If you don’t, you may go to the doctor later than you should, causing the costs go up.
If you are in the hospital for a long time because you have problems, the cost is more than $1,000/day. For every week your baby stays in the intensive care unit, it can cost more than $20,300 per week.
The cost of taking care of yourself:
Doctor visits (8 visits): $700
Prenatal vitamins (9 months): $150
$850 per pregnancy
The cost for a normal vaginal delivery:
Hospital costs: $3,600
Anesthesiology costs: $300
Doctor costs: $1,500
$5,400 per delivery
Average length of stay: 2 days
The cost of your baby being in intensive care (per day):
Hospital costs: $2,500 per day
Doctor cost: $400 per day
$2,900 per day
Average length of stay: 17 days or $49,300
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Flu (Influenza)
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Flu season comes every year
A flu shot costs about $10 and is recommended for anyone, not just people who have health problems. If you miss the flu shot and get the flu and are treated at the doctor’s office, it costs about $60. If you go to the ER, it costs about $650. If you need to stay in the hospital, it can cost more than $8,450.
The flu season comes every year. If you need a shot, get it.
The cost of taking care of yourself by getting the flu shot: $10
The cost of seeing your doctor when you have the flu:
Doctor visit: $60
The cost of each ER visit if you did not see your doctor:
Hospital costs: $170
Doctor costs: $30
$200 per ER visit
The cost of one flu-related hospital stay:
Hospital costs: $600/day
Doctor costs: $50/day
Average length of stay: 13 days or $8,450
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Diabetes
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It pays to take care of yourself if you have diabetes.
Watch your blood sugar. You also need to control your blood pressure, which you can do through diet, exercise and taking your medicines. You should see your doctor regularly. Remember to get your blood and urine checked.
Bad things can happen if you don’t take care of yourself. You could lose your kidneys, a foot or your sight because of diabetes.
Keeping your diabetes under control costs about $1,560 a year. Going to the ER because your sugar is too high can cost more than $500 each visit. Staying in the hospital can cost more than $5,750.
The cost of taking care of your diabetes:
12 months of insulin: $1,400
Doctor visits (every 6 months): $160
$1,560 per year
The cost of each ER visit if you don’t control your diabetes:
Hospital costs: $450
Doctor costs: $50
$500 per ER visit
The cost of each hospital stay if you don’t control your diabetes and become very ill:
Hospital costs: $1,100 per day
Doctor costs: $50 per day
Average length of stay: 5 days or $5,750 per hospital stay
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Blood pressure
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Taking your medicine, a good diet and exercise can help control your high blood pressure
You may find that a good diet and exercise are not enough. You may have to take blood pressure medicines. See your doctor regularly. Getting tests and taking medicines costs about $150 a year. Going to the ER because of high blood pressure costs about $350 a visit. Going to the hospital for a heart attack can cost more than $5,600 for the hospital stay.
Quitting smoking and stopping or cutting back on alcohol will help. Exercising, taking your medicines daily and seeing your doctor can help keep you from the ER or hospital.
The cost of taking your blood pressure medicines (12 months):
Blood pressure medicines: $150 a year
The cost of each ER visit if you don’t control your high blood pressure:
Hospital costs: $300
Doctor costs: $50
$350 per ER visit
The cost of each hospital stay if you have a heart attack:
Hospital costs: $500 per day
Doctor costs: $300 per day
Average length of stay: 7 days or $5,600 per hospital stay
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Smoking
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Making up your mind to quit smoking costs you nothing
Smoking is expensive and bad for your health
A pack of cigarettes a day can cost you more than $5 daily, or more than $1,800 a year. Smoking increases your chances of heart attack, cancer and stroke. If you have to take medicines to help quit smoking, it costs about $60 a month.
Having a heart attack, cancer or a stroke can cost you your life.
Cost of medicines to help you quit: $60 per month
The cost of each hospital stay if you have a heart attack:
Hospital costs: $2,100 per day
Doctor costs: $50 per day
Average length of stay: 5 days or $12,900 per hospital stay
The cost of cancer caused by smoking:
Hospital costs: $17,000
Chemotherapy: $7,000
Doctor costs: $600
Other services: $100
Average length of stay: 7 days or $24,700 per hospital stay
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Obesity/overweight
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Take the time to exercise and eat right
Obesity is a big risk factor for high blood pressure, diabetes, arthritis (joint pain) and stroke. Eating the right foods and daily exercise can keep you from having to take medicines or shots for diabetes, high blood pressure and arthritis. Getting regular exercise can help you feel better too. If you take the time to exercise and eat right, you can reduce the number of pills you take and can feel better.
Taking care of obesity can cost about $2,000 a year. Going to the ER because you don’t control obesity-related diabetes or high blood pressure can cost more than $1,000 a visit. Being in the hospital for a heart attack caused by obesity can cost more than $12,900 each stay.
The cost of taking care of obesity if you develop diabetes and high blood pressure:
Diabetes:
Insulin (12 months): $1,400
Doctor visits (every 6 months): $200
$1,600 per year
High blood pressure:
Blood pressure medicine (12 months): $150
The cost of each ER visit if you don’t control your diabetes or high blood pressure:
Hospital costs: $300
Doctor costs: $50
$350 per ER visit
The cost of each hospital stay if you have a heart attack:
Hospital costs: $2,100 per day
Doctor costs: $50 per day
Average length of stay: 6 days or $12,900 per hospital stay
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Dental
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Regular brushing and flossing of your teeth and gums are important to your health
Regular brushing and flossing of your teeth and gums are important to your health. Taking care of your children’s teeth will help them talk better, chew well and help your child keep his or her next set of teeth. Losing a tooth can ruin your smile and can cause you to lose other teeth.
Avoiding sweets, regular brushing, flossing and getting fluoride treatments can help you keep your smile.
It is especially important to take care of your teeth if you are pregnant. How you take care of your teeth and gums matters to your baby’s health.
The cost of taking care of your teeth:
Dental visit (every 6 months): $300
The cost of a cavity or root canal:
Cavity: $100 each
Root canal: $500 each
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Shots (immunizations)
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Shots are a gift of health
Many childhood diseases can be stopped if your child gets all needed shots on time. You can protect your child from disease by getting them the right shots. You will also protect others at school or daycare. Shots are not just for young children. Teens need to get shots too.
Cost of getting shots: $10
The cost of getting sick:
Doctor visit, per visit*: $60
*This cost can go up if you need to go to the hospital.